Affordable Health Insurance in Arkansas

The right health insurance plan makes it easy to keep up with your medical needs and stay healthy. Your search for affordable health insurance in Arkansas may end right here, thanks to this comprehensive list of available plans.

Check out what each plan covers and the different pricing options that are available. You’ll find something to fit your budget without missing out on essential coverage.

woman getting her temperature taken

1. Ambetter Health Insurance

Searching the health care marketplace may seem intimidating, but not when you look at Ambetter’s plans. It includes essential, balanced and secure coverage for competitive monthly premiums. Your insurance could cover everything from preventive services to maternity care, depending on what you sign up for. Consider what you need and what your future holds to get affordable health insurance in Arkansas. 

2. BlueCross BlueShield of Arkansas

It’s safe to bet that you’ll have in- and out-of-network providers when you get health insurance through BlueCross BlueShield. The national insurance company has plans for travelers and even discount programs to make your premium even more affordable. Review its tier options to get total care for whatever medical or personal care you need, like dental cleanings and vision care.

3. QCA Health Plan

QualChoice (QCA) health insurance is a locally based company that provides coverage for residents of Arkansas. There is a wide variety of group plans that includes short- and long-term care. If you already have Medicare, QCA even offers additional Medigap plans so you don’t pay out of pocket for nonessential services in your current Medicare plan. Browse the virtual options or visit nearby branches to get your questions answered.

4. Aetna

Many people opt for Aetna health insurance because its plans are so flexible. It works alongside the Affordable Care Act (ACA) so you enjoy reduced costs and covered care without expensive premiums. Aetna also has short-term coverage and provides medical indemnity plans to those who don’t want a primary care physician or referrals for specialists.

5. Health Advantage

Health Advantage is another form of BlueCross BlueShield insurance. It has a range of plans, but most notably covers public school employees and state workers that need better insurance than what the government provides. Public school professionals can open a Health Savings Account (HSA) for emergencies and get free virtual care, as well as out-of-network coverage. Your premium and benefits depend on which tier you choose and what your personal health requires.

6. Medicare 

Arkansas residents over 65 can apply for Medicare through their employer or individually. The federally funded Original program has two parts that cover essential medical services, as well as parts C and D. You can review your options and enroll during specified periods throughout the year, depending on what you qualify for. Signing up for a Medicare supplement plan through the same website may also interest you if you need a private company for additional coverage.

7. Children’s Health Insurance Program (CHIP)

The Children’s Health Insurance Program (CHIP) is also known as Arkansas ARKids First for in-state residents. Kids and pregnant women can use this program to get health benefits if they don’t qualify for Medicaid but can’t afford private insurance plans. The state website features an annual income limits chart so you can check your eligibility without filling out paperwork. If you qualify, you can apply anytime during the year and start using your benefits right away.

8. UnitedHealthcare

Whether you’re self-employed or get a W2 each year, you can find medical coverage through UnitedHealthcare’s plans. Browse its three-year insurance options that cover critical illness and accidents, or look into short-term coverage that includes preexisting conditions, preventive care and prescriptions. UnitedHealthcare even merges its plans with the Affordable Care Act. You’re bound to find the insurance you need for a price you can afford when you read through each tier and offering.

Find Affordable Health Insurance in Arkansas

Anyone can find affordable health insurance in Arkansas with a little time and dedication. View the many plans available online or visit in-person offices near your home to speak with a professional. You won’t have to worry about your next medical appointment or procedure because there are so many budget-friendly plans available to Arkansas residents.